Comprehensive Health Insurance for Foreigners in Czech Republic
Complex Care Health Insurance offers coverage for normal non-urgent visits to the hospital, doctor or dentist, and refunds costs for perscribed medicines and dental procedures to a certain extent (usually 5000 CZK). It comes closest to Public Health Care, although it is unsuitable for EU Citizens.
Most, but not all, insurance companies offer coverage in the Schengen zone as well.
Not all companies insure newborns; the age limit in that case is 1 year.
Not all companies insure older peope; there can be large price differences - contact us for advice.
For extending a visa, other than an employment visa, the Complex Care Health Insurance is a requirement.
Overview of companies offering Complex Care Health Insurance
|Insured sum||Repatriation Expenses||Dental Care||Medicine||Buy & Download|
|1-55+||yes||yes||80 000 €||400.000 CZK||5.000 CZK||5.000 CZK||►YES - Buy & Download|
|1-99||yes||yes||€ 60 000||no limit||5.000 CZK||5.000 CZK||►YES - Buy & Download|
|0-70+||yes||no / optional||€ 60 000||400.000 CZK||5.000 CZK||5.000 CZK||►NO - application form|
|0-69||yes||yes||€ 60 000||400.000 CZK||5.000 CZK||5.000 CZK||►NO - application form|
|0-50||yes||yes||€ 60 000||400.000 CZK||5.000 CZK||5.000 CZK||►NO - application form|
Complex Care Health Insurance vs Public Health Care
Despite popular belief, certain categories of non-EU Citizens are entitled to enroll into Public Health Care, instead of paying for Complex Care Health Insurance. Especially for pregnant women and small children, the costs of a commercial insurance can be much higher than Public Health Care contributions. Ask what your possibilities are.
Complex Care Health Insurance for Pregnant Women
Complex Care Health Insurance is expensive, a price indication can be found on this page: Complex Care Health Insurance Pregnancy
Not all companies automatically insure the newborn. It would be highly beneficial to enroll into Public Health Care -if possible-, since this will save a lot of money. Ask what your possibilities are.
For more information, see our Health Insurance Selector