Student Health Insurance

Health Insurance for Foreign Students in Czech Republic

Description

Student Health Insurance of the Complex Care type offers coverage for normal non-urgent visits to the hospital, doctor or dentist, and refunds costs for perscribed medicines and dental procedures to a certain extent (usually 5000 CZK).

Student Health Insurance of the Emergency type only offers limited liability and acute care, which is the reasons we do not offer this type at all anymore, since it covers nothing.

Student Health Insurance is meant for students at an accredited institute, and some insurance companies require a proof from the educational institute. An exception is Maxima. Maxima does not require proof of study, and has only an age limitation. In case you do not fulfill the requirements for a Student Health Insurance, then take a regular Complex Care Health Insurance.

Overview of companies offering Student Health Insurance

Company Type Age Coverage
in CZ
Coverage
in Schengen-zone
Insured sum Repatriation Expenses Dental Care Medicine Buy & Download
Maxima health insurance Complex Care 10-26 yes yes 80 000 € 400.000 CZK 5.000 CZK 5.000 CZK ►YES - Buy & Download
PVZP Health Insurance Complex Care 17-26 yes no / optional € 60.000 400.000 CZK 5.000 CZK 5.000 CZK ►NO - application form
Uniqa health insurance Complex Care 10-26 yes yes € 60.000 400.000 CZK 5.000 CZK 5.000 CZK ►NO - application form
Slavia health insurance Complex Care 10-30 yes yes € 60.000 400.000 CZK 5.000 CZK 5.000 CZK ►NO - application form
Note: not all insurance types are offered online; this may be because of legal restrictions, entry-tests or the necessity to fill in questionnaires about your medical history. Conditions, price and limits are subject to frequent change. Information on this website is not leading and no rights can be be derived from it.

Student Health Insurance vs regular Complex Care Health Insurance

Student Health Insurance is a bit of a mis-nomer, since it tries to suggest it is something especially for Students. In reality it has no benefits over a regular Complex-Care Health Insurance. There are no bonusses of any kind, and paradoxly, Student Health Insurance may be more expensive than regular Complex Care Health Insurance because of the Complex Care pricedumping / special offers!

Also, in some cases, without the proof of you being a Student, the Health Insurance is not valid, and, once you stop being a Student, technically your Student Health Insurance is not valid anymore.

Our recommendation: To avoid any coverage problems, take the regular Complex Care Insurance instead of the Student type.